PayGen
PayGen
Payment file generator
SEPA
pacs.008 (Credit Transfer)
pacs.003 (Direct Debit)
camt.056 (Recall)
SWIFT
MT103
MT202
BAI2
Blog
Contact
pacs.008.001.08 Generator
EPC 2025
pacs.008.001.08 - core
pacs.008.001.08 - fee/compensation
Operation Header
Settlement method
CLRG - Clearing
INDA - Instructed Agent
INGA - Instructing Agent
Clearing system
ST2 - STEP2
TARGET2 - ECB RTGS system
SCL - SEPA Clearing Layer
Local Instrument
SEPA - SEPA payment
INST - Instant Payment
Instructing Agent
Instructed Agent
Payment Details
Amount
Payment Settlement Date
Payment category
---------
BONU - Bonus Payment
CASH - Cash Management Transfer
CBLK - Card Bulk Clearing
CCRD - Credit Card Payment
CIPC - Cash In Pre-Credit
CONC - Cash Out Notes Coins
CORT - Trade Settlement Payment
DCRD - Debit Card Payment
DIVI - Dividend
DVPM - Deliver Against Payment
EPAY - EPayment
FCDT - Foreign Currency Domestic Transfer
FCIN - Fee Collection and Interests
FCOL - Fee Collection
GOVT - Person To Person Payment
HEDG - Hedging
ICCP - Irrevocable Credit Card Payment
IDCP - Irrevocable Debit Card Payment
INTC - Intra-Company Payment
INTE - Interests
LBOX - Lockbox Transactions
LOAN - Loan
MP2B - Commercial
MP2P - Consumer
OTHR - Other Payment
PENS - Pension Payment
RPRE - Represented
RRCT - Reimbursement Received Credit Transfer
RRTP - Request-To-Pay
RVPM - Receive Against Payment
SALA - Salary Payment
SECU - Securities
SSBE - Social Security Benefit
SUPP - Supplier Payment
SWEP - Cash Management Sweep Account
TAXS - Tax Payment
TOPG - Cash Management Top Account
TRAD - Trade
TREA - Treasury Payment
VATX - Value Added Tax Payment
VOST - Cross Border MI Payment
WHLD - With Holding
ZABA - Cash Management Zero Balance Account
Instruction ID
End to end ID
Debtor Details
Debtor IBAN
Debtor BIC
Debtor Name
Additional data
LEI
AnyBIC
Other
Proxy
---------
BIID - BillerSubscriberIdentification
CCPT - PassportNumber
CINC - CertificateOfIncorporationNumber
COID - CountryAuthorityIdentification
COTX - CorporateTaxIdentification
CUST - CustomerIdentificationNumber
DNAM - DomainName
DRLC - DriverLicenseNumber
EIDN - ElectronicIdentification
EMAL - EmailAddress
EWAL - EWalletIdentification
LEIC - LegalEntityIdentifierCode
MBNO - MobilePhoneNumber
NIDN - NationalIdentificationNumber
PVTX - IndividualTaxIdentification
SHID - SchemeIdentificationNumber
SOSE - SocialSecurityNumber
TELE - TelephoneNumber
TOKN - TokenIdentification
UBIL - UtilitiesSubscriptionIdentification
VIPN - VehicleIdentificationPlateNumber
Proxy ID
Purpose
---------
ACCT - AccountManagement
ADCS - AdvisoryDonationCopyrightServices
ADMG - AdministrativeManagement
ADVA - AdvancePayment
AEMP - ActiveEmploymentPolicy
AGRT - AgriculturalTransfer
AIRB - Air
ALLW - Allowance
ALMY - AlimonyPayment
AMEX - Amex
ANNI - Annuity
ANTS - AnesthesiaServices
AREN - AccountsReceivablesEntry
AUCO - AuthenticatedCollections
B112 - TrailerFeePayment
BBSC - BabyBonusScheme
BCDM - BearerChequeDomestic
BCFG - BearerChequeForeign
BECH - ChildBenefit
BENE - UnemploymentDisabilityBenefit
BEXP - BusinessExpenses
BFWD - BondForward
BKDF - BankLoanDelayedDrawFunding
BKFE - BankLoanFees
BKFM - BankLoanFundingMemo
BKIP - BankLoanAccruedInterestPayment
BKPP - BankLoanPrincipalPaydown
BLDM - BuildingMaintenance
BNET - BondForwardNetting
BOCE - BackOfficeConversionEntry
BOND - Bonds
BONU - BonusPayment.
BR12 - TrailerFeeRebate
BUSB - Bus
CABD - CorporateActions-Bonds
CAEQ - CorporateActions-Equities
CAFI - CustodianManagementFeeInhouse
CASH - CashManagementTransfer
CBCR - CreditCard
CBFF - CapitalBuilding
CBFR - CapitalBuildingRetirement
CBLK - CardBulkClearing
CBTV - CableTVBill
CCHD - CashCompensationHelplessnessDisability
CCIR - CrossCurrencyIRS
CCPC - CCPClearedInitialMargin
CCPM - CCPClearedVariationMargin
CCRD - CreditCardPayment
CCSM - CCPClearedInitialMarginSegregatedCash
CDBL - CreditCardBill
CDCB - CardPaymentWithCashBack
CDCD - CashDisbursementCashSettlement
CDCS - CashDisbursementWithSurcharging
CDDP - CardDeferredPayment
CDEP - CreditDefaultEventPayment
CDOC - OriginalCredit
CDQC - QuasiCash
CFDI - CapitalFallingDueInhouse
CFEE - CancellationFee
CGDD - CardGeneratedDirectDebit
CHAR - CharityPayment
CLPR - CarLoanPrincipalRepayment
CMDT - CommodityTransfer
COLL - CollectionPayment
COMC - CommercialPayment
COMM - Commission
COMP - CompensationPayment
COMT - ConsumerThirdPartyConsolidatedPayment
CORT - TradeSettlementPayment
COST - Costs
CPEN - CashPenalties
CPKC - CarparkCharges
CPYR - Copyright
CRDS - CreditDefaultSwap
CRPR - CrossProduct
CRSP - CreditSupport
CRTL - CreditLine
CSDB - CashDisbursementCashManagement
CSLP - CompanySocialLoanPaymentToBank
CVCF - ConvalescentCareFacility
DBCR - DebitCard
DBTC - DebitCollectionPayment
DCRD - DebitCardPayment
DEBT - ChargesBorneByDebtor
DEPD - DependentSupportPayment
DEPT - Deposit
DERI - Derivatives
DICL - Diners
DIVD - Dividend
DMEQ - DurableMedicaleEquipment
DNTS - DentalServices
DSMT - PrintedOrderDisbursement
DVPM - DeliverAgainstPayment
ECPG - GuaranteedEPayment
ECPR - EPaymentReturn
ECPU - NonGuaranteedEPayment
EDUC - Education
EFTC - LowValueCredit
EFTD - LowValueDebit
ELEC - ElectricityBill
ENRG - Energies
EPAY - Epayment
EQPT - EquityOption
EQTS - Equities
EQUS - EquitySwap
ESTX - EstateTax
ETUP - EPurseTopUp
EXPT - ExoticOption
EXTD - ExchangeTradedDerivatives
FACT - FactorUpdateRelatedPayment
FAND - FinancialAidInCaseOfNaturalDisaster
FCOL - FeeCollection
FCPM - LatePaymentOfFeesAndCharges
FEES - PaymentOfFees
FERB - Ferry
FIXI - FixedIncome
FLCR - FleetCard
FNET - FuturesNettingPayment
FORW - ForwardForeignExchange
FREX - ForeignExchange
FUTR - Futures
FWBC - ForwardBrokerOwnedCashCollateral
FWCC - ForwardClientOwnedCashCollateral
FWLV - ForeignWorkerLevy
FWSB - ForwardBrokerOwnedCashCollateralSegregated
FWSC - ForwardClientOwnedSegregatedCashCollateral
FXNT - ForeignExchangeRelatedNetting
GAFA - GovernmentFamilyAllowance
GAHO - GovernmentHousingAllowance
GAMB - GamblingOrWageringPayment
GASB - GasBill
GDDS - PurchaseSaleOfGoods
GDSV - PurchaseSaleOfGoodsAndServices
GFRP - GuaranteeFundRightsPayment
GIFT - Gift
GOVI - GovernmentInsurance
GOVT - GovernmentPayment
GSCB - PurchaseSaleOfGoodsAndServicesWithCashBack
GSTX - GoodsServicesTax
GVEA - AustrianGovernmentEmployeesCategoryA
GVEB - AustrianGovernmentEmployeesCategoryB
GVEC - AustrianGovernmentEmployeesCategoryC
GVED - AustrianGovernmentEmployeesCategoryD
GWLT - GovermentWarLegislationTransfer
HEDG - Hedging
HLRP - PropertyLoanRepayment
HLST - PropertyLoanSettlement
HLTC - HomeHealthCare
HLTI - HealthInsurance
HREC - HousingRelatedContribution
HSPC - HospitalCare
HSTX - HousingTax
ICCP - IrrevocableCreditCardPayment
ICRF - IntermediateCareFacility
IDCP - IrrevocableDebitCardPayment
IHRP - InstalmentHirePurchaseAgreement
INBC - InterbankCharges
INPC - InsurancePremiumCar
INPR - InsurancePremiumRefund
INSC - PaymentOfInsuranceClaim
INSM - Installment
INSU - InsurancePremium
INTC - IntraCompanyPayment
INTE - Interest
INTP - IntraPartyPayment
INTX - IncomeTax
INVS - InvestmentAndSecurities
IPAY - InstantPayments
IPCA - InstantPaymentsCancellation
IPDO - InstantPaymentsForDonations
IPEA - InstantPaymentsInECommerceWithoutAddressData
IPEC - InstantPaymentsInECommerceWithAddressData
IPEW - InstantPaymentsInECommerce
IPPS - InstantPaymentsAtPOS
IPRT - InstantPaymentsReturn
IPU2 - InstantPaymentsUnattendedVendingMachineWith2FA
IPUW - InstantPaymentsUnattendedVendingMachineWithout2FA
IVPT - InvoicePayment
LBIN - LendingBuyInNetting
LBRI - LaborInsurance
LCOL - LendingCashCollateralFreeMovement
LFEE - LendingFees
LICF - LicenseFee
LIFI - LifeInsurance
LIMA - LiquidityManagement
LMEQ - LendingEquityMarkedToMarketCashCollateral
LMFI - LendingFixedIncomeMarkedToMarketCashCollateral
LMRK - LendingUnspecifiedTypeOfMarkedToMarketCashCollateral
LOAN - Loan
LOAR - LoanRepayment
LOTT - LotteryPayment
LREB - LendingRebatePayments
LREV - LendingRevenuePayments
LSFL - LendingClaimPayment
LTCF - LongTermCareFacility
MAFC - MedicalAidFundContribution
MARF - MedicalAidRefund
MARG - DailyMarginOnListedDerivatives
MBSB - MBSBrokerOwnedCashCollateral
MBSC - MBSClientOwnedCashCollateral
MCDM - MultiCurrenyChequeDomestic
MCFG - MultiCurrenyChequeForeign
MDCS - MedicalServices
MGCC - FuturesInitialMargin
MGSC - FuturesInitialMarginClientOwnedSegregatedCashCollateral
MOMA - MoneyMarket
MP2B - MobileP2BPayment
MP2P - MobileP2PPayment
MSVC - MultipleServiceTypes
MTUP - MobileTopUp
NETT - Netting
NITX - NetIncomeTax
NOWS - NotOtherwiseSpecified
NWCH - NetworkCharge
NWCM - NetworkCommunication
OCCC - ClientOwnedOCCPledgedCollateral
OCDM - OrderChequeDomestic
OCFG - OrderChequeForeign
OFEE - OpeningFee
OPBC - OTCOptionBrokerOwnedCashCollateral
OPCC - OTCOptionClientOwnedCashCollateral
OPSB - OTCOptionBrokerOwnedSegregatedCashCollateral
OPSC - OTCOptionClientOwnedCashSegregatedCashCollateral
OPTN - FXOption
OTCD - OTCDerivatives
OTHR - Other
OTLC - OtherTelecomRelatedBill
PADD - PreauthorizedDebit
PAYR - Payroll
PCOM - PropertyCompletionPayment
PDEP - PropertyDeposit
PEFC - PensionFundContribution
PENO - PaymentBasedOnEnforcementOrder
PENS - PensionPayment
PHON - TelephoneBill
PLDS - PropertyLoanDisbursement
PLRF - PropertyLoanRefinancing
POPE - PointOfPurchaseEntry
PPTI - PropertyInsurance
PRCP - PricePayment
PRME - PreciousMetal
PTSP - PaymentTerms
PTXP - PropertyTax
RAPI - RapidPaymentInstruction
RCKE - RepresentedCheckEntry
RCPT - ReceiptPayment
RDTX - RoadTax
REBT - Rebate
REFU - Refund
RELG - RentalLeaseGeneral
RENT - Rent
REOD - AccountOverdraftRepayment
REPO - RepurchaseAgreement
RETL - RetailPayment
RHBS - RehabilitationSupport
RIMB - ReimbursementOfAPreviousErroneousTransaction
RINP - RecurringInstallmentPayment
RLWY - Railway
RMCO - RegisteredMandate
ROYA - Royalties
RPBC - BilateralRepoBrokerOwnedCollateral
RPCC - RepoClientOwnedCollateral
RPNT - BilateralRepoInternetNetting
RPSB - BilateralRepoBrokerOwnedSegregatedCashCollateral
RPSC - BilateralRepoClientOwnedSegregatedCashCollateral
RRBN - RoundRobin
RRCT - ReimbursementReceivedCreditTransfer
RRTP - RelatedRequestToPay
RVPM - ReceiveAgainstPayment
RVPO - ReverseRepurchaseAgreement
SALA - SalaryPayment
SASW - ATM
SAVG - Savings
SBSC - SecuritiesBuySellSellBuyBack
SCIE - SingleCurrencyIRSExotic
SCIR - SingleCurrencyIRS
SCRP - SecuritiesCrossProducts
SCVE - PurchaseSaleOfServices
SECU - Securities
SEPI - SecuritiesPurchaseInhouse
SERV - ServiceCharges
SHBC - BrokerOwnedCollateralShortSale
SHCC - ClientOwnedCollateralShortSale
SHSL - ShortSell
SLEB - SecuritiesLendingAndBorrowing
SLOA - SecuredLoan
SLPI - PaymentSlipInstruction
SPLT - SplitPayments
SPSP - SalaryPensionSumPayment
SSBE - SocialSecurityBenefit
STDY - Study
SUBS - Subscription
SUPP - SupplierPayment
SWBC - SwapBrokerOwnedCashCollateral
SWCC - SwapClientOwnedCashCollateral
SWFP - SwapContractFinalPayment
SWPP - SwapContractPartialPayment
SWPT - Swaption
SWRS - SwapContractResetPayment
SWSB - SwapsBrokerOwnedSegregatedCashCollateral
SWSC - SwapsClientOwnedSegregatedCashCollateral
SWUF - SwapContractUpfrontPayment
TAXR - TaxRefund
TAXS - TaxPayment
TBAN - TBAPairOffNetting
TBAS - ToBeAnnounced
TBBC - TBABrokerOwnedCashCollateral
TBCC - TBAClientOwnedCashCollateral
TBIL - TelecommunicationsBill
TCSC - TownCouncilServiceCharges
TELI - TelephoneInitiatedTransaction
TLRF - NonUSMutualFundTrailerFeePayment
TLRR - NonUSMutualFundTrailerFeeRebatePayment
TMPG - TMPGClaimPayment
TPRI - TriPartyRepoInterest
TPRP - TriPartyRepoNetting
TRAD - Commercial
TRCP - TreasuryCrossProduct
TREA - TreasuryPayment
TRFD - TrustFund
TRNC - TruncatedPaymentSlip
TRPT - RoadPricing
TRVC - TravellerCheque
UBIL - Utilities
UNIT - UnitTrustPurchase
VATX - ValueAddedTaxPayment
VIEW - VisionCare
WEBI - InternetInitiatedTransaction
WHLD - WithHolding
WTER - WaterBill
Debtor Unstructured Address
Debtor address line 1
Debtor address line 2
Debtor Structured Address
Street Name
Building Name
Building Number
Post Box
Department
Sub Department
Floor
Room
Post Code
Town Name
*
Town Location Name
District Name
Country Sub Division
Country
*
Creditor Details
Creditor IBAN
Creditor BIC
Creditor Name
Additional data
LEI
AnyBIC
Other
Proxy
---------
BIID - BillerSubscriberIdentification
CCPT - PassportNumber
CINC - CertificateOfIncorporationNumber
COID - CountryAuthorityIdentification
COTX - CorporateTaxIdentification
CUST - CustomerIdentificationNumber
DNAM - DomainName
DRLC - DriverLicenseNumber
EIDN - ElectronicIdentification
EMAL - EmailAddress
EWAL - EWalletIdentification
LEIC - LegalEntityIdentifierCode
MBNO - MobilePhoneNumber
NIDN - NationalIdentificationNumber
PVTX - IndividualTaxIdentification
SHID - SchemeIdentificationNumber
SOSE - SocialSecurityNumber
TELE - TelephoneNumber
TOKN - TokenIdentification
UBIL - UtilitiesSubscriptionIdentification
VIPN - VehicleIdentificationPlateNumber
Proxy ID
Creditor Unstructured Address
Debtor address line 1
Debtor address line 2
Creditor Structured Address
Street Name
Building Name
Building Number
Post Box
Department
Sub Department
Floor
Room
Post Code
Town Name
*
Town Location Name
District Name
Country Sub Division
Country
*
Communication
European Structured
Belgian Structured
Finnish Structured
Norwegian Structured
Swedish Structured
Swiss Structured
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